Buy Now, Pay Over Time!
No Interest if Paid in Full Within 12 Months*
On purchases of $1,000 or more at
Enjoy everyday benefits, everywhere the card is accepted.
on purchases under $299 paid as a statement credit.1
promotional financing on purchases of $299 or more.2
$0 Fraud Liability
No annual fee3
Check your balances and pay your bill with the MySynchrony app.
SatisFi offers a way to apply for instant personalized financing payment solutions at checkout!
With SatisFi, you are applying for the Synchrony HOME™ Credit Card. If you are not approved,
Application Made Easy!
Step #1 Add to Cart
Step #2 Checkout
Select SatisFi at Checkout
Step #3 Apply for Financing
It's fast, simple, safe, and secure
Step #4 Order Complete
If approved, you can complete your order with your new account
Frequently Asked Questions
What happens if I don’t qualify for the initial financing offer?
If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing provider that can be used to complete the purchase (which may be subject to credit approval).
Which providers may present a financing offer when I apply?
How do I pay my bill?
Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
Pay Online: Register your account at
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061
Genesis Credit® Accounts
To manage your Genesis Credit® Account or for more information, please click here
Katapult – formerly Zibby
Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers’ pay days. See Katapult for more details.
What happens if I am presented with an offer?
You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME™ Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
4Data fees may apply.
Lease-To-Own Financing (Katapult):
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to